Set out the need
Describe the amount and timing required for your planned business spending.
Business funding · Apparel retailers
Business financing referrals · Apparel retailers
Explore funding for your next apparel buying cycle.
An apparel collection can require supplier deposits long before its selling season. Describe the stock and store expenses you need to cover, including the dates balances become due.
A look at the steps
How a request moves forward
Add the figures
Complete the revenue, business-age and approximate credit-range questions using current information.
Confirm the details
Check the application and disclosures, then use the SMS verification step to complete submission.
Apparel retailers · funding preparation
Put important dates beside the budget
Put supplier deposits, final payments and the expected selling season on a calendar. Allow for returns and markdowns when assessing how future repayments would fit retail receipts.
Your funding purpose
Put the expense into context
Collection inventory
A size run ties up stock across styles and sizes that may sell at different speeds. Use past sales and delivery dates to decide which purchase the funding request should cover.
Fitting-room improvements
Partitions, lighting and mirrors may need work between seasonal launches. Include installation and the effect on the shop floor while fittings are being changed.
Retail technology
Inventory tracking and checkout equipment can help record stock across the store and online. Budget separately for devices, setup work and continuing software charges.
Look beyond the headline
Assess the commitment behind an offer
Funds received
Separate the headline amount from proceeds after deductions and fees.
Payments owed
Place the required repayments in the same budget as existing business expenses.
Changes and exit
Read what the contract says about early payment, missed payments and changed circumstances.
What to expect from us
Answers before you submit
How do referrals and compensation work?
We are paid to refer business applications and sell the submitted details to funding partners. A request may reach up to five partners, payment to us is not conditional on funding, and you do not pay this service an application fee.
Can a request be declined?
No funding commitment is created by completing this request. Eligibility, amounts and contract terms are matters for the provider assessing the application.
How is the review schedule determined?
The application lets you state when funding is needed, but availability is decided separately. A partner’s assessment and agreement may take longer than the business deadline.
Why does the form ask for contact consent?
Take time to read the application’s contact permission and privacy disclosures. SMS verification is an additional step that confirms you can receive a code at the supplied number.
Ready to describe the expense
Start with your business spending plan
Enter the business details and the amount you want to explore in the application.